I know how it feels now

Probably i realised things too late, maybe i wasn't thinking far enough.
Maybe i'm just not sensible enough, yet.

It's such a huge committment to spend the rest of your life with someone, starting a family, having kids, maintaining the relationship. It's never easy. You may say that that love is enough to keep the relationship, but it isn't in reality.

With the flat on the way, i need $$$ for the renovations. Though both of us have agreed to keep it simple, there wouldn't be too much of hacking & knocking, renovations would be kept to the minimum. But i do need furniture, don't I? I need a fridge, a bed, a TV, a DVD player, a wardrobe, a washing machine & many others.

I seriously and genuinely realised that saving is so important. Having a place of your own is cool, but there are so many things you have to consider before plunging into it. I never save on my own. Luckily for me, i always apportion a part of my salary to dearie & we are just going to have enough for the stuff.

I know how it feels like to be really really cash-strapped. It's not a good feeling. I shall never fuss about my elder brother whom never brings back $$ for the family. He's married with a son & my sis-in-law doesn't hold a full-time job; on top of that, he's paying off the loan on the flat alone. I shall never be critical of my brother again, because i know how it feels now.